Effective Date: 8/1/25

Acceptance of Terms By submitting your information through our website, forms, or other channels, you agree to these Terms & Conditions. If you do not agree, please do not use our services.

Services Provided Liberty Oak Life is not a licensed insurance carrier. We connect you with licensed insurance agents and carriers who may offer you life insurance products. We do not guarantee that you will qualify for coverage or receive any specific insurance product.

Eligibility Our services are available only to U.S. residents aged 18 and older.

Consent to Be Contacted By providing your contact information and opting in, you consent to be contacted by Liberty Oak Life and our licensed insurance partners by phone, text message, and/or email. This includes calls and texts made using an automatic telephone dialing system or prerecorded voice. Message and data rates may apply. You can opt out at any time by replying “STOP” to text messages or contacting us directly.

No Guarantee of Insurance We do not guarantee that you will be offered or obtain life insurance coverage. Any quotes or information provided are subject to change and final approval by the insurance carrier.

Privacy & Data Sharing We value your privacy. Your personal information will never be shared, sold, or distributed to any third parties outside of Liberty Oak Life and our licensed insurance partners who are directly involved in providing the services you opted into.

Limitation of Liability To the fullest extent permitted by law, Liberty Oak Life and its affiliates are not liable for any damages, losses, or claims arising from your use of our services, communications, or information provided.

Governing Law These Terms & Conditions are governed by the laws of the state where our company is registered, without regard to conflict of laws principles.

Contact Information
📧 support@libertyoaklife.com
📞 1-307-243-4832